Total Loss Coverage (TLC) Gap for Autos, Vans & Light Trucks


Coverages & Features

Vehicles covered include four wheeled private passenger vehicle, vans or trucks which do not exceed 12,500 GVW (gross vehicle weight) and are not used for commercial purposes.

Franchised Coverages and Features:

Maximum Gap Term 84 months on new and used automobiles*
Maximum Amount Financed $125,000
Maximum Loan-to-Value 150% MSRP/NADA
Maximum Vehicle Age Unlimited – as long as vehicle is listed in NADA new/used car guides
Maximum Vehicle Weight 12,500 lbs.
Maximum Benefit Amount $50,000
Deductible Reimbursement Up to $1,000


Non-Franchised Coverages and Features:

Maximum Gap Term 84 months on new and used automobiles*
Maximum Amount Financed Unlimited
Maximum Loan-to-Value 125% MSRP/NADA
Maximum Vehicle Age Unlimited – as long as vehicle is listed in NADA new/used car guides
Maximum Vehicle Weight 12,500 lbs.
Maximum Benefit Amount $50,000
Deductible Reimbursement Up to $1,000

*Gap Term must equal Loan/Finance Term


Insured through two best “A” rated insurance companies.
Product available only through participating dealerships.